【寰宇金融】利率奇低 選擇小型房貸機構有風險嗎?

Magnifying glass and calculator on interest rates graph

Source: iStockphoto

澳洲儲備銀行今個星期宣布再減息,令澳洲目前的現金利率處於1厘的歷史性低位。雖然四大銀行有三間未全數跟隨儲銀減息,但有小型貸款機構於減息後所列出的息口為2.89厘,比四大銀行均為低。到底這些小型貸款機構的減息空間為何比四大銀行更高?消費者若要選擇這些機構進行房屋貸款又應如何衡量利與幣?梁焱剛請來雪梨大學商學院的李薇博士為大家分析。



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【寰宇金融】利率奇低 選擇小型房貸機構有風險嗎? | SBS Chinese